/* Shared styles for content/legal pages: About, FAQ, Terms, Privacy, Payment, Verification.
   Namespaced .lg-* so it loads safely alongside landing-page.css (nav + footer). */

body { font-family: 'Segoe UI', sans-serif; }

.lg-wrap { background: #fff; color: #1a1a1a; }

/* HERO BANNER */
.lg-hero {
  background: linear-gradient(135deg, #0a0a0a 0%, #1a1a1a 100%);
  color: #fff;
  /* Top padding clears the fixed .nav (~80px) so the heading isn't hidden under it. */
  padding: 112px 24px 60px;
  position: relative;
  overflow: hidden;
}
.lg-hero::after {
  content: '';
  position: absolute;
  right: -80px; top: -80px;
  width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(255,212,0,0.18), transparent 70%);
  pointer-events: none;
}
.lg-hero-inner { max-width: 920px; margin: 0 auto; position: relative; z-index: 1; }
.lg-eyebrow {
  display: inline-flex; align-items: center; gap: 7px;
  font-size: 12px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
  color: #FFD400; margin-bottom: 14px;
}
.lg-hero h1 { font-size: 38px; font-weight: 800; line-height: 1.12; margin: 0 0 12px; letter-spacing: -0.02em; }
.lg-hero p { font-size: 16px; color: #c9c9c9; max-width: 640px; line-height: 1.65; margin: 0; }
.lg-meta { margin-top: 18px; font-size: 13px; color: #9a9a9a; display: flex; flex-wrap: wrap; gap: 6px 20px; }
.lg-meta strong { color: #ddd; font-weight: 600; }

/* CONTENT COLUMN */
.lg-main { max-width: 920px; margin: 0 auto; padding: 44px 24px 72px; }
.lg-back { margin-bottom: 26px; }
.lg-back a { color: #666; font-size: 13px; font-weight: 600; text-decoration: none; display: inline-flex; align-items: center; gap: 6px; }
.lg-back a:hover { color: #0a0a0a; }

.lg-intro { font-size: 16px; line-height: 1.75; color: #333; margin: 0 0 28px; }
.lg-section { margin-bottom: 30px; scroll-margin-top: 90px; }
.lg-h { font-size: 20px; font-weight: 800; color: #0a0a0a; margin: 0 0 12px; letter-spacing: -0.01em; display: flex; gap: 10px; align-items: baseline; }
.lg-h .lg-num {
  flex-shrink: 0; color: #b78900; font-size: 14px; font-weight: 800;
  background: #fff8d6; border: 1px solid #ffe680; border-radius: 7px;
  padding: 2px 9px; line-height: 1.5;
}
.lg-p { font-size: 15px; line-height: 1.78; color: #3a3a3a; margin: 0 0 12px; }
.lg-list { margin: 0 0 12px; padding-left: 22px; }
.lg-list li { font-size: 15px; line-height: 1.7; color: #3a3a3a; margin-bottom: 6px; }

/* POLICY CROSS-NAV CHIPS */
.lg-policynav { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 36px; }
.lg-chip {
  font-size: 13px; font-weight: 600; text-decoration: none;
  padding: 7px 14px; border-radius: 999px; border: 1.5px solid #e3e3e3; color: #555;
  transition: all 0.18s;
}
.lg-chip:hover { border-color: #FFD400; background: #fffbe6; color: #0a0a0a; }
.lg-chip.active { background: #0a0a0a; border-color: #0a0a0a; color: #fff; }

/* ACKNOWLEDGEMENT / CONTACT CALLOUT */
.lg-callout {
  margin-top: 36px; padding: 22px 24px; border-radius: 14px;
  background: #faf7e8; border: 1px solid #f0e6b8;
}
.lg-callout-t { font-size: 13px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: #b78900; margin: 0 0 10px; }
.lg-callout p { font-size: 14px; line-height: 1.7; color: #3a3a3a; margin: 0 0 6px; }
.lg-callout a { color: #1a6fd4; text-decoration: none; }
.lg-callout a:hover { text-decoration: underline; }

/* ===== ABOUT PAGE ===== */
.lg-about-prose .lg-p { font-size: 16px; }
.vm-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 20px; margin-top: 8px; }
.vm-card { padding: 26px 24px; border-radius: 16px; border: 1px solid #ededed; background: #fafafa; }
.vm-card.vision { background: linear-gradient(160deg, #fffdf2, #fff8d6); border-color: #ffe680; }
.vm-card.mission { background: linear-gradient(160deg, #f4f7ff, #e9f0ff); border-color: #cfe0ff; }
.vm-icon { width: 46px; height: 46px; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 24px; margin-bottom: 14px; }
.vm-card.vision .vm-icon { background: #ffe680; color: #7a5b00; }
.vm-card.mission .vm-icon { background: #cfe0ff; color: #1a4a9c; }
.vm-card h3 { font-size: 18px; font-weight: 800; margin: 0 0 8px; color: #0a0a0a; }
.vm-card p { font-size: 14.5px; line-height: 1.72; color: #444; margin: 0; }

.about-values { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 14px; margin-top: 28px; }
.av-item { text-align: center; padding: 22px 14px; border-radius: 14px; background: #fff; border: 1px solid #eee; }
.av-item i { font-size: 26px; color: #FFD400; }
.av-item .av-t { font-size: 14px; font-weight: 700; margin-top: 8px; color: #0a0a0a; }

.about-cta {
  margin-top: 40px; padding: 34px 28px; border-radius: 18px; text-align: center;
  background: linear-gradient(135deg, #0a0a0a, #1f1f1f); color: #fff;
}
.about-cta h3 { font-size: 22px; font-weight: 800; margin: 0 0 8px; }
.about-cta p { font-size: 15px; color: #c9c9c9; margin: 0 0 20px; }
.about-cta .ac-btns { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.about-cta a { text-decoration: none; font-weight: 700; font-size: 14px; padding: 12px 24px; border-radius: 10px; }
.about-cta .ac-primary { background: #FFD400; color: #0a0a0a; }
.about-cta .ac-ghost { background: transparent; color: #fff; border: 1.5px solid #444; }
.about-cta .ac-primary:hover { background: #ffe033; }
.about-cta .ac-ghost:hover { border-color: #FFD400; }

/* ===== FAQ PAGE ===== */
.faq-cats { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 30px; }
.faq-cat-tab {
  font-size: 13px; font-weight: 600; cursor: pointer; background: #FFD400;
  padding: 8px 15px; border-radius: 999px; border: 1.5px solid #FFD400; color: #0a0a0a;
  font-family: inherit; transition: all 0.18s;
}
.faq-cat-tab:hover { background: #e6bf00; border-color: #e6bf00; }
.faq-cat-tab.active { background: #0a0a0a; border-color: #0a0a0a; color: #fff; }

.faq-group { margin-bottom: 34px; scroll-margin-top: 90px; }
.faq-group-t { font-size: 15px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.06em; color: #b78900; margin: 0 0 14px; }
.faq-item { border: 1px solid #ececec; border-radius: 12px; margin-bottom: 10px; overflow: hidden; background: #fff; transition: border-color 0.18s; }
.faq-item.open { border-color: #FFD400; box-shadow: 0 4px 18px rgba(0,0,0,0.05); }
.faq-q {
  width: 100%; text-align: left; background: none; border: none; cursor: pointer;
  font-family: inherit; font-size: 15.5px; font-weight: 600; color: #0a0a0a;
  padding: 17px 20px; display: flex; align-items: center; justify-content: space-between; gap: 14px;
}
.faq-q i { font-size: 19px; color: #b78900; flex-shrink: 0; transition: transform 0.2s; }
.faq-item.open .faq-q i { transform: rotate(45deg); }
.faq-a { padding: 0 20px; max-height: 0; overflow: hidden; transition: max-height 0.25s ease, padding 0.25s ease; }
.faq-item.open .faq-a { padding: 0 20px 18px; max-height: 1200px; }
.faq-a p { font-size: 14.5px; line-height: 1.75; color: #444; margin: 0 0 8px; }
.faq-a ul { margin: 8px 0 0; padding-left: 20px; }
.faq-a li { font-size: 14.5px; line-height: 1.65; color: #444; margin-bottom: 5px; }
.faq-badge { display: inline-block; font-size: 12px; font-weight: 700; padding: 2px 9px; border-radius: 6px; margin-right: 6px; }
.faq-badge.unverified { background: #f2f2f2; color: #777; }
.faq-badge.verified { background: #e6f7ec; color: #1a8a4a; }
.faq-badge.insured { background: #e9f0ff; color: #1a4a9c; }

/* ===== CONTACT PAGE ===== */
.contact-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 32px; align-items: start; }
.contact-cards { display: flex; flex-direction: column; gap: 14px; }
.ct-card {
  display: flex; gap: 16px; align-items: flex-start;
  padding: 20px 22px; border-radius: 14px; border: 1px solid #ececec; background: #fafafa;
}
.ct-icon {
  flex-shrink: 0; width: 46px; height: 46px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center; font-size: 22px;
  background: #fff8d6; color: #b78900; border: 1px solid #ffe680;
}
.ct-card .ct-label { font-size: 12px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: #999; margin: 0 0 4px; }
.ct-card .ct-value { font-size: 15.5px; font-weight: 600; color: #0a0a0a; line-height: 1.5; text-decoration: none; display: block; }
.ct-card a.ct-value:hover { color: #b78900; }
.ct-card .ct-sub { font-size: 13px; color: #777; margin: 4px 0 0; }

.ct-form { padding: 26px 24px; border-radius: 16px; border: 1px solid #ededed; background: #fff; box-shadow: 0 6px 24px rgba(0,0,0,0.05); }
.ct-form h3 { font-size: 19px; font-weight: 800; margin: 0 0 4px; color: #0a0a0a; }
.ct-form .ct-form-sub { font-size: 13.5px; color: #777; margin: 0 0 18px; }
.ct-field { margin-bottom: 14px; }
.ct-field label { display: block; font-size: 13px; font-weight: 600; color: #444; margin-bottom: 6px; }
.ct-field input, .ct-field textarea {
  width: 100%; box-sizing: border-box; font-family: inherit; font-size: 14.5px;
  padding: 11px 13px; border: 1.5px solid #e2e2e2; border-radius: 9px; background: #fafafa; color: #1a1a1a;
  transition: border-color 0.18s, background 0.18s;
}
.ct-field input:focus, .ct-field textarea:focus { outline: none; border-color: #FFD400; background: #fff; }
.ct-field textarea { resize: vertical; min-height: 120px; }
.ct-submit {
  width: 100%; border: none; cursor: pointer; font-family: inherit; font-size: 15px; font-weight: 700;
  padding: 13px; border-radius: 10px; background: #0a0a0a; color: #fff;
  display: flex; align-items: center; justify-content: center; gap: 8px; transition: background 0.18s;
}
.ct-submit:hover { background: #1f1f1f; }
.ct-form-note { font-size: 12px; color: #999; text-align: center; margin: 12px 0 0; }

.ct-hours { margin-top: 14px; padding: 18px 22px; border-radius: 14px; background: #faf7e8; border: 1px solid #f0e6b8; }
.ct-hours .ct-label { font-size: 12px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: #b78900; margin: 0 0 6px; }
.ct-hours p { font-size: 14px; color: #444; margin: 0; line-height: 1.6; }

/* RESPONSIVE */
@media (max-width: 760px) {
  .lg-hero { padding: 100px 18px 44px; }
  .lg-hero h1 { font-size: 28px; }
  .lg-main { padding: 32px 18px 56px; }
  .vm-grid { grid-template-columns: 1fr; }
  .about-values { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .contact-grid { grid-template-columns: 1fr; gap: 22px; }
}

/* "What to include in your message" segment — MODIFICATION 2, item 11. */
.ct-include-lead { font-size: 13.5px; color: #555; margin: 4px 0 10px; }
.ct-include-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.ct-include-list li { display: flex; align-items: flex-start; gap: 8px; font-size: 13.5px; color: #444; line-height: 1.5; }
.ct-include-list li i { color: #FFB300; font-size: 15px; margin-top: 2px; flex-shrink: 0; }